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Property Financial Services

Luxury Real Estate on the Costa Del Sol

€ 54,687,374 In Property Sales In 2022

Complete Financial Services For You

Our in-house lawyer can guide you through all of your financial requirements here in Spain.

  • Bank Account Creation
  • Deed Signing
  • International Financial Exchange
  • Insurance Services
  • Transfer Tax

    • Currency exchange

    Do you want to transfer money for the lovely home you just bought? We can offer you the best exchange rates. Not just for this transaction but for all future payments and transfers you will make. We can even choose to keep an interesting rate valid for up to one year. 

    Legal Procedures

    • Signing the reservation contract.
      Your property is taken off the market, to make sure no one else can buy your dream home.
    • The lawyer will conduct “due-diligence”.
      To make sure there are no construction violations, and everything is legally correct.
    • NIE and opening bank account.
      If you hire our lawyer, all these legal matters are included in the service. to make things easy a power of attorney is granted.
    • Signing of the deed at the notary.
      When the previous steps are completed successfully, our lawyer will make an appointment with the notary to sign the deed.
    • Transfer tax and register property at the land register.
      Also this will be taken care of by the lawyer.

    Purchase Costs

    New developments: 

    • 1O% IVA (VAT) 
    • Notary fee between 600€ to 1.500€ depending on the amount of the purchase and documents attached to the deed.
    • Cost for the land register between 500€ and 1.000€
    • 1% lawyer fee to perform the “due diligence”
    • 1,2% “stamp duty” (taxes to register all documents only for new developments) 

    Resales properties: 

    • 7% ITP (property transfer tax)  (new law as per 1/1/2022)
    • Notary fee between 600€ – 1.500€ depending on the amount of the purchase and documents attached to the deed. 
    • 1% lawyer fee to perform the “due diligence”
    • 500-1000 €  registration in the land register 

    If you choose a mortgage loan for the purchase of your property with a Spanish bank, you will be charged 0.5% to 1.5% fee.

    Property evaluation costs around 400€.
    If required, we are also happy to find a suitable mortgage for you.